{"id":891,"date":"2026-03-11T15:28:39","date_gmt":"2026-03-11T15:28:39","guid":{"rendered":"https:\/\/wefinancial.ca\/mastercard\/faq\/sadc\/"},"modified":"2026-04-08T15:34:15","modified_gmt":"2026-04-08T15:34:15","slug":"sadc","status":"publish","type":"page","link":"https:\/\/wefinancial.ca\/fr\/mastercard\/faq\/sadc\/","title":{"rendered":"FAQ &#8211; SADC"},"content":{"rendered":"\n<div class=\"intro-ps-header-image-and-tagline wp-block-cover alignfull is-light\" style=\"border-top-color:var(--wp--preset--color--fg-alt);border-top-width:5px;border-bottom-color:var(--wp--preset--color--accent);border-bottom-width:6px;margin-bottom:var(--wp--preset--spacing--60);min-height:400px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#FFF\"><\/span><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"267\" src=\"https:\/\/wefinancial.ca\/wp-content\/uploads\/2026\/03\/we-hero-east-coast-1920x550-1-1024x267.jpg\" class=\"wp-block-cover__image-background wp-post-image\" alt=\"\" data-object-fit=\"cover\" srcset=\"https:\/\/wefinancial.ca\/wp-content\/uploads\/2026\/03\/we-hero-east-coast-1920x550-1-1024x267.jpg 1024w, https:\/\/wefinancial.ca\/wp-content\/uploads\/2026\/03\/we-hero-east-coast-1920x550-1-300x78.jpg 300w, https:\/\/wefinancial.ca\/wp-content\/uploads\/2026\/03\/we-hero-east-coast-1920x550-1-768x200.jpg 768w, https:\/\/wefinancial.ca\/wp-content\/uploads\/2026\/03\/we-hero-east-coast-1920x550-1-1536x400.jpg 1536w, https:\/\/wefinancial.ca\/wp-content\/uploads\/2026\/03\/we-hero-east-coast-1920x550-1.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-not-stacked-on-mobile has-columns--small is-layout-flex wp-container-core-columns-is-layout-1a2ddb66 wp-block-columns-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-vertically-aligned-center intro-mobile-column-order-1 is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-bg-alt-color has-text-color has-link-color has-secondary-font-family has-xxxlarge-font-size wp-elements-09d1d2125e15067f24456d2cd1397cc9\" style=\"font-style:normal;font-weight:800\">Explorer davantage<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column intro-mobile-column-order-2 is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"645\" src=\"https:\/\/wefinancial.ca\/wp-content\/uploads\/2026\/03\/We-Financial-Prepaid-Mastercard-1024x645.png\" alt=\"Example WeFinancial Mastercard\" class=\"wp-image-58\" style=\"border-top-left-radius:15px;border-top-right-radius:15px;border-bottom-left-radius:15px;border-bottom-right-radius:15px;box-shadow:var(--wp--preset--shadow--shadow-1)\" srcset=\"https:\/\/wefinancial.ca\/wp-content\/uploads\/2026\/03\/We-Financial-Prepaid-Mastercard-1024x645.png 1024w, https:\/\/wefinancial.ca\/wp-content\/uploads\/2026\/03\/We-Financial-Prepaid-Mastercard-300x189.png 300w, https:\/\/wefinancial.ca\/wp-content\/uploads\/2026\/03\/We-Financial-Prepaid-Mastercard-768x484.png 768w, https:\/\/wefinancial.ca\/wp-content\/uploads\/2026\/03\/We-Financial-Prepaid-Mastercard.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<div class=\"intro-ps-faq-intro-french wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-5a30f31b wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-7ce07128 wp-block-group-is-layout-flex\">\n<h1 class=\"wp-block-heading\">FAQs<\/h1>\n\n\n\n<p class=\"has-fg-alt-color has-text-color has-link-color has-secondary-font-family has-large-font-size wp-elements-518d903070c9a82876e7f42fefb33974\" style=\"font-style:italic;font-weight:400\">(Foire aux questions)<\/p>\n<\/div>\n\n\n<nav class=\"has-text-color has-fg-alt-color has-medium-font-size is-responsive items-justified-center alignwide wp-block-navigation is-content-justification-center is-layout-flex wp-container-core-navigation-is-layout-a89b3969 wp-block-navigation-is-layout-flex\" aria-label=\"FAQ menu FR\" \n\t\t data-wp-interactive=\"core\/navigation\" data-wp-context='{\"overlayOpenedBy\":{\"click\":false,\"hover\":false,\"focus\":false},\"type\":\"overlay\",\"roleAttribute\":\"\",\"ariaLabel\":\"Menu\"}'><button aria-haspopup=\"dialog\" aria-label=\"Ouvrir le menu\" class=\"wp-block-navigation__responsive-container-open\" \n\t\t\t\tdata-wp-on--click=\"actions.openMenuOnClick\"\n\t\t\t\tdata-wp-on--keydown=\"actions.handleMenuKeydown\"\n\t\t\t><svg width=\"24\" height=\"24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4 7.5h16v1.5H4z\"><\/path><path d=\"M4 15h16v1.5H4z\"><\/path><\/svg><\/button>\n\t\t\t\t<div class=\"wp-block-navigation__responsive-container\"  id=\"modal-1\" \n\t\t\t\tdata-wp-class--has-modal-open=\"state.isMenuOpen\"\n\t\t\t\tdata-wp-class--is-menu-open=\"state.isMenuOpen\"\n\t\t\t\tdata-wp-watch=\"callbacks.initMenu\"\n\t\t\t\tdata-wp-on--keydown=\"actions.handleMenuKeydown\"\n\t\t\t\tdata-wp-on--focusout=\"actions.handleMenuFocusout\"\n\t\t\t\ttabindex=\"-1\"\n\t\t\t>\n\t\t\t\t\t<div class=\"wp-block-navigation__responsive-close\" tabindex=\"-1\">\n\t\t\t\t\t\t<div class=\"wp-block-navigation__responsive-dialog\" \n\t\t\t\tdata-wp-bind--aria-modal=\"state.ariaModal\"\n\t\t\t\tdata-wp-bind--aria-label=\"state.ariaLabel\"\n\t\t\t\tdata-wp-bind--role=\"state.roleAttribute\"\n\t\t\t>\n\t\t\t\t\t\t\t<button aria-label=\"Fermer le menu\" class=\"wp-block-navigation__responsive-container-close\" \n\t\t\t\tdata-wp-on--click=\"actions.closeMenuOnClick\"\n\t\t\t><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m13.06 12 6.47-6.47-1.06-1.06L12 10.94 5.53 4.47 4.47 5.53 10.94 12l-6.47 6.47 1.06 1.06L12 13.06l6.47 6.47 1.06-1.06L13.06 12Z\"><\/path><\/svg><\/button>\n\t\t\t\t\t\t\t<div class=\"wp-block-navigation__responsive-container-content\" \n\t\t\t\tdata-wp-watch=\"callbacks.focusFirstElement\"\n\t\t\t id=\"modal-1-content\">\n\t\t\t\t\t\t\t\t<ul class=\"wp-block-navigation__container has-text-color has-fg-alt-color has-medium-font-size is-responsive items-justified-center alignwide wp-block-navigation has-medium-font-size\"><li class=\"has-medium-font-size wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/wefinancial.ca\/fr\/mastercard\/faq\/\"><span class=\"wp-block-navigation-item__label\">Carte Mastercard pr\u00e9pay\u00e9e We Financial <\/span><\/a><\/li><li class=\"has-medium-font-size wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/wefinancial.ca\/fr\/mastercard\/faq\/wego-appli-mobile\/\"><span class=\"wp-block-navigation-item__label\">Appli mobile WeGo<\/span><\/a><\/li><li class=\"has-medium-font-size wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/wefinancial.ca\/fr\/mastercard\/faq\/mobile-wallet\/\"><span class=\"wp-block-navigation-item__label\">Portefeuille mobile<\/span><\/a><\/li><li class=\"has-medium-font-size wp-block-navigation-item wp-block-navigation-link\"><a class=\"wp-block-navigation-item__content\"  href=\"https:\/\/wefinancial.ca\/fr\/mastercard\/faq\/sadc\/\"><span class=\"wp-block-navigation-item__label\">SADC<\/span><\/a><\/li><\/ul>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/nav>\n\n\n<p class=\"\">Nous sommes l\u00e0 pour vous simplifier la vie, \u00e0 vous et \u00e0 votre famille. Cette page de FAQ est organis\u00e9e par sujet, incluant la carte Mastercard\u00ae pr\u00e9pay\u00e9e We Financial, l&rsquo;application mobile et le portefeuille num\u00e9rique WeGo\u00ae, ainsi que la SADC. Il suffit de s\u00e9lectionner le domaine sur lequel vous avez des questions pour acc\u00e9der aux bonnes r\u00e9ponses. Si vous ne trouvez pas ce que vous cherchez, n&rsquo;h\u00e9sitez pas \u00e0 nous contacter et nous serons heureux de vous aider au mieux de nos capacit\u00e9s.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\">SADC<\/h2>\n<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Qu\u2019est-ce que la SADC?<\/summary>\n<p class=\"\">La SADC n\u2019est ni une banque, ni une compagnie d\u2019assurance priv\u00e9e. La SADC est une soci\u00e9t\u00e9 d\u2019\u00c9tat qui contribue \u00e0 la stabilit\u00e9 du syst\u00e8me financier canadien en fournissant une assurance contre la perte des d\u00e9p\u00f4ts admissibles faits aupr\u00e8s d\u2019institutions membres en cas de d\u00e9faut de ces institutions. Vous n\u2019avez pas \u00e0 souscrire l\u2019assurance\u2013d\u00e9p\u00f4ts. La protection est gratuite et automatique pour les d\u00e9p\u00f4ts admissibles faits aupr\u00e8s de toutes les institutions membres de la SADC. Pour obtenir de plus amples renseignements, veuillez visiter le <a href=\"http:\/\/www.sadc.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">site Web de la SADC<\/a>.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Y a-t-il une limite pour la couverture des d\u00e9p\u00f4ts admissibles?<\/summary>\n<p class=\"\">Si une institution membre de la SADC manque \u00e0 ses obligations, les d\u00e9p\u00f4ts admissibles seront automatiquement couverts \u00e0 concurrence de 100&nbsp;000&nbsp;$ par cat\u00e9gorie assur\u00e9e, par d\u00e9posant, par institution membre de la SADC. Pour obtenir de plus amples renseignements sur la couverture offerte par la SADC, veuillez visiter la page <a href=\"https:\/\/www.sadc.ca\/deposants\/ce-qui-est-protege\/\" target=\"_blank\" rel=\"noreferrer noopener\">Prot\u00e9ger vos d\u00e9p\u00f4ts<\/a> du site Web de la SADC.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>We Financial est-elle membre de la SADC?<\/summary>\n<p class=\"\">Parmi les institutions membres de la SADC, on compte les institutions de d\u00e9p\u00f4t f\u00e9d\u00e9rales, telles que les banques, les soci\u00e9t\u00e9s de fiducie, les soci\u00e9t\u00e9s de pr\u00eat et les caisses populaires f\u00e9d\u00e9rales. We Financial n\u2019est pas une institution membre de la SADC. Compagnie de Fiducie Peoples, \u00e9metteur de la carte Mastercard pr\u00e9pay\u00e9e We Financial, est une institution membre de la Soci\u00e9t\u00e9 d\u2019assurance\u2013d\u00e9p\u00f4ts du Canada (la \u00ab&nbsp;SADC&nbsp;\u00bb).<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Les fonds vers\u00e9s sur ma carte Mastercard pr\u00e9pay\u00e9e We Financial sont-ils admissibles \u00e0 la protection offerte par la SADC?<\/summary>\n<p class=\"\">Oui. Les fonds vers\u00e9s sur votre carte pr\u00e9pay\u00e9e We Financial sont d\u00e9tenus par Compagnie de Fiducie Peoples et sont consid\u00e9r\u00e9s comme un d\u00e9p\u00f4t admissible par la SADC. Les d\u00e9p\u00f4ts admissibles d\u00e9tenus par Compagnie de Fiducie Peoples sont prot\u00e9g\u00e9s par la SADC \u00e0 concurrence de 100&nbsp;000&nbsp;$ par cat\u00e9gorie assur\u00e9e, par d\u00e9posant, par institution membre de la SADC. Pour obtenir de plus amples renseignements sur la couverture offerte par la SADC, veuillez visiter la page <a href=\"https:\/\/www.sadc.ca\/deposants\/ce-qui-est-protege\/\" target=\"_blank\" rel=\"noreferrer noopener\">Prot\u00e9ger vos d\u00e9p\u00f4ts<\/a> du site Web de la SADC.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Dois-je payer des frais pour b\u00e9n\u00e9ficier de cette protection?<\/summary>\n<p class=\"\">La protection est offerte gratuitement et automatiquement. Pour obtenir de plus amples renseignements sur la couverture offerte par la SADC, veuillez visiter la page <a href=\"https:\/\/www.sadc.ca\/deposants\/ce-qui-est-protege\/\" target=\"_blank\" rel=\"noreferrer noopener\">Prot\u00e9ger vos d\u00e9p\u00f4ts<\/a> du site Web de la SADC.<\/p>\n<\/details>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"\"><em>Cette carte est \u00e9mise par la Compagnie de Fiducie Peoples sous licence de Mastercard International Incorporated.<\/em><em>Mastercard est une marque d\u00e9pos\u00e9e, et le dessin form\u00e9 de deux cercles imbriqu\u00e9s est une marque de commerce de Mastercard International Incorporated.<\/em><\/p>\n\n\n\n<p class=\"\"><em>Les fonds vers\u00e9s sur la carte sont d\u00e9tenus par l\u2019\u00e9metteur, \u00e0 savoir Compagnie de Fiducie Peoples, institution membre de la SADC, et sont admissibles \u00e0 la couverture offerte par la SADC.<\/em><\/p>\n\n\n\n<p class=\"\"><em>We Financial n\u2019est pas une institution membre de la SADC.<\/em><\/p>\n\n\n\n<p class=\"\"><em>Les fonds vers\u00e9s sur la carte sont combin\u00e9s aux d\u00e9p\u00f4ts admissibles d\u00e9tenus par Compagnie de Fiducie Peoples pour une protection des d\u00e9p\u00f4ts maximale de 100&nbsp;000&nbsp;$, par cat\u00e9gorie assur\u00e9e, par d\u00e9posant.<\/em><\/p>\n\n\n\n<p class=\"\"><em>Pour en savoir plus sur l\u2019assurance-d\u00e9p\u00f4ts, veuillez consulter le site Web de la SADC \u00e0 sadc.ca.<\/em><\/p>\n\n\n\n<p class=\"\"><em>Virement Interac<sup>MD<\/sup>&nbsp;: marque de commerce de Interac Corp., utilis\u00e9e sous licence.<\/em><\/p>\n\n\n\n<p class=\"\"><em>Apple, le logo Apple, Apple Pay, Touch ID, Face ID, iPad, Apple Watch et iPhone sont des marques de commerce de Apple&nbsp;Inc., d\u00e9pos\u00e9es aux \u00c9tats-Unis et dans d\u2019autres pays. Google Play est une marque de commerce de Google LLC.<\/em> <em>Samsung Pay est une marque d\u00e9pos\u00e9e de Samsung Electronics Co. Ltd.<\/em><\/p>\n\n\n\n<p class=\"\"><em>We Financial<sup>MD<\/sup> et WeGo<sup>MD<\/sup> sont des marques de commerce de The North West Company LP.<\/em><\/p>\n<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":867,"parent":866,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-891","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/wefinancial.ca\/fr\/wp-json\/wp\/v2\/pages\/891","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wefinancial.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wefinancial.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wefinancial.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wefinancial.ca\/fr\/wp-json\/wp\/v2\/comments?post=891"}],"version-history":[{"count":6,"href":"https:\/\/wefinancial.ca\/fr\/wp-json\/wp\/v2\/pages\/891\/revisions"}],"predecessor-version":[{"id":1167,"href":"https:\/\/wefinancial.ca\/fr\/wp-json\/wp\/v2\/pages\/891\/revisions\/1167"}],"up":[{"embeddable":true,"href":"https:\/\/wefinancial.ca\/fr\/wp-json\/wp\/v2\/pages\/866"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wefinancial.ca\/fr\/wp-json\/wp\/v2\/media\/867"}],"wp:attachment":[{"href":"https:\/\/wefinancial.ca\/fr\/wp-json\/wp\/v2\/media?parent=891"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}